Search:

An article on Travel & Leisure and related topics

For additional information and special deals related to some of the items on this article, place your cursor over the double-underlined links. All information supplied by Kontera.com

An A to Z of Travel Insurance

By: mathew sabri

The process of searching for travel insurance can be very off-putting if you don’t understand the key terms that are being thrown at you by all the companies who are trying to win you over as a customer. It’s essential that you know what the terminology means so that you are not tricked into buying a policy that fails to provide the things you really need. This A to Z of travel insurance should help to turn you into a travel insurance whiz, and give you the confidence to handle the process easily.

ANNUAL COVER. Annual cover pretty much does what it says on the tin: you’ll pay a one time price which then provides you with cover for all the travelling you intend to do during one year. The other option you’ll be presented with is Single Trip insurance, which could save you some money if you’re only planning to take one trip this year.

CLAIMS. A claim is simply when you seek compensation from your policy provider for anything covered by your chosen policy. For example, if you are on holiday and someone steals your bag containing valuables, money and your passport, you could then make a claim with your insurance provider to cover the loss you have incurred.

EXCESS. An excess is the amount that you must pay towards each claim you make. These will vary depending on the company you go with, so be sure to read the small print. It’s worth checking how much your excesses are before making a claim, to ensure that it’s really worth it.

EXCLUSIONS. Every insurance policy has particular items or events that will be excluded from their cover. Exclusions that appear often might be things like claims arising from medical conditions that you haven’t declared, or claims for medical expenses that arose from the policyholder not taking reasonable precautions to prevent injury.

LEGAL EXPENSES. In case you should need to make use of legal aid when it comes to your travel insurance policy, or if you incur any legal expenses whilst travelling, most companies offer a certain amount of cover for legal expenses within their policy.

POLICY HOLDER. The policyholder is the person, or organisation, who has been issued the policy by the insurance company. It’s worth checking to see if you are entitled to any discounted rates as a policyholder – there are often cheaper rates for couples, families, children and the elderly.

WINTER SPORTS COVER. Just as there are different types of holidays, there are also different types of travel insurance to cover every traveller for their individual needs. One example is winter sports cover, which is provided by most companies for those who intend to take a skiing or snowboarding holiday, for example. This can be very helpful in eliminating the need for unnecessary cover: if you’re planning a winter sports holiday, this will cover you for any additional risks, whilst travellers planning family holidays by the beach can pick a different policy to avoid the extras.

Article Source: http://ezine-articles-planet.com

If you have been saving up to go abroad in your gap year, you do not want to have to pay a fortune for backpackers travel insurance. etravelinsurance.co.uk offer special rates to provide student travel insurance to protect you and your valuables while you are away.

Please Rate this Article

Not yet Rated

Click the XML Icon Above to Receive Travel & Leisure Articles Via RSS!

Additional Articles From - Home | Travel & Leisure

Holiday Travel - Saving Money While On Vacation - By : Gen Wright
Tour the South of France - By : Gen Wright
Uniting factor between Pittsburgh PA’s Bars and Restaurants and the rest of the World - By : William Hauselberg
Great Tips for Booking in a Cheap London Hotel - By : Soobash
An Introduction to China Travel - By : Paul7 Paul7
A general FAQ for travel insurance - By : mathew sabri
Picking the most suitable travel insurance - By : mathew sabri
The five key travel insurance policy questions - By : mathew sabri
A few Dos and Don’ts of Travel Insurance - By : mathew sabri
Claiming on your travel insurance - By : mathew sabri

Authors, Sign Up for a free account or learn more.

	Print This Article
	Post Comment
	Add To Favorites
	Email to Friends
	Ezine Ready

Writers/Authors Submission Guidelines
Member Login
Submit Articles
Most Popular Articles

Publishers Article RSS Feeds
Terms of Service

Twitter Power by Joel Comm

Share This Page:

Sponsors from all over the web

Would you like your site listed here?

Site Information Link to Us
About Us
Site Blog
Contact Us
Privacy Policy
Multi Site Article Search
Links Directory

Is This Site Useful?
If you found this site useful, please consider a donation of any amount to keep our site running.

Thanks for your support!

Site Stats

Please Rate and Vote For Us:

07
Powered by Article Dashboard